Essentially am trying to weigh up whether to go with Fidelity or Hargreaves Lansdown for a new S&S ISA once new tax year starts. I see HL annual rate is 0.45% whereas Fidelity’s is lower at 0.35%. Both are reputable large platforms which I would have confidence using for years to come. I see Hargreaves Lansdown offers discount rates on a range of funds such as those managed by Baillie Gifford and Rathbones, etc. Does Fidelity also do this and are the discounts very much the same?