Hope everyone is safe and well.
Just looking for a bit of advice as I am fairly new to investing. I spoke with a Financial Advisor a few years ago when I decided to move my portfolio of out Hargreaves Lansdown to Aviva (also use for my work pension so she was able to negotiate a very minimal platform/account fee).
In two years, the portfolio has only increased by approx £10,000. In the last 12 months, the return has been 6.72%.
In the grand scheme of things, it seems fairly reasonable but I don’t have a wider knowledge on whether the money could have performed better elsewhere.
My investment is currently in FE Hybrid Risk Level 4 Medium – 00.30 with the breakdown below:
Baillie Gifford American B Acc 8%
BlackRock European Absolute Alpha D Acc 3%
Brown Advisory US Sustainable Growth growth B Acc 12%
Fidelity Index UK P Acc 6%
HSBC American Index C Acc 8%
Invesco European Equity Z Acc 5%
JPM Emerging Markets Income C Acc 11%
Schroder Global Recovery Z Acc 4%
Trojan Income X Acc 6%
Unicorn UK Income B Acc 11%
Vanguard Japan Stock Index – Acc 8%
Vanguard U.K Government Bond Index – Acc 17%
With my tin hat on, it seems fairly well diversified and low-medium risk, but would really appreciate some thoughts on whether I would be better off in a different portfolio or even whether you think it is worth sticking with.
I have money elsewhere with a riskier portfolio so wouldn’t want to go too crazy on this.
Let me know if there are any questions I can help with to provide more clarifications. Thanks in advance 🙂